Las Vegas Real Estate Agent Dawn Barrier Homes For Sale eXp Realty(702) 812-4550
Dawn Barrier

Your Credit Card Interest Rate Just Went Up And Maybe Your Payment Too

If you haven’t been paying attention to your credit card interest rate, you better go check it now, especially if you are in the market to buy a home.

If you carry a balance on your credit card each month and the interest rate goes up, well so does your payment.

You may see your payment jump just a little a think “no big deal”, but did you check your interest rate, your % that

they charge you each month to carry that balance?  Well you should pay attention because those numbers go up, 

that means LESS Home buying power for you.

That rate may have just jumped 5% higher!  Yes, it can happen and it did!

In less than 30 days one credit card company has raised its rate by 5%!

Why?   One reason is because they can, but mainly, 

The Federal Reserve has raised rates and that also typically causes the Prime rate to go up which is what your credit card interest rate maybe based on.

The prime rate, as reported by The Wall Street Journal’s bank survey, is among the most widely used benchmark in setting home equity lines of credit and credit card rates. It is in turn based on the federal funds rate, which is set by the Federal Reserve. 

The prime rate is the underlying index for most credit cards, home equity loans and lines of credit, auto loans, and personal loans.

Source:  Bankrate.com

What can you do?   Don’t carry a balance, pay your credit card off every month.  Call the credit card company and see

if they will consider lowering your rate.  

If you are already Pre-Approved to buy a home, don’t make any money moves without consulting your lender!

 

 

Find Your Las Vegas Home. See the newest real estate listings at eXp Realty


Contact (702) 812-4550 to get the FACTS on what home prices are REALLY selling for in your neighborhood!

Dawn Barrier REALTOR in the Las Vegas Henderson area


Las Vegas Home Buyers Find Your Las Vegas home here on our site
and see the newest real estate listings at eXp Realty.

Las Vegas Home Buyers message me for information on How to Get Pre Approved to buy a home


Las Vegas Home Sellers, when I represent you the #1 Goal is to get your home SOLD for the MOST amount of

 money in the shortest amount of time! 


$0 – NO Upfront fee to List your Las Vegas/Henderson home for sale! 

Dawn Barrier    EXP REALTY Las Vegas   (702) 812-4550 

Any Stats are on Resale Single Family homes only per the GLVAR MLS as of this writing or as noted,covers the Las Vegas Valley, North Las Vegas, Henderson area or as noted. All photography on this site are the property of Dawn Barrier unless otherwise noted and are protected by U.S. Copyright laws and are not allowed to be downloaded or reproduced in any way without written permission of Dawn Barrier.If you would like permission to use a photo please email Dawn     Important Notice -This is a personal blog.

Posted on March 28, 2018 at 8:28 pm by Dawn Barrier

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    *All information is provided for informational purposes only and is Not legal advice, consult an attorney or financial expert for legal advice. This is general information and is not intended to provide advice on any specific question or transaction. Parties to any real estate transaction should seek competent legal and/or tax counsel to determine the legal, credit and tax consequences of buying or selling a home. The opinions expressed here represent my own & not those of my employer. Dawn Barrier will not be liable for any errors, ommissions, accuracy, validity, currentness, suitability, completeness or any losses, injuries or damages arising from its display or use. Listing your home for sale and attempting to do a Las Vegas Short Sale is a possible solution to avoiding foreclosure but not a guarantee that your lender won’t foreclose or pursue other means of collecting the unpaid debt between what you owe and what the home may sell for. Copyright © 2018-2008 Dawn Barrier. All Rights Reserved. Any Stats or Listings are per the GLVAR MLS as of this writing or as noted. All photography on this site are the property of Dawn Barrer unless otherwise noted and are protected by U.S. Copyright laws and are not allowed to be downloaded or reproduced in any way without written permission of Dawn Barrier. If you would like permission to use a photo please email Dawn.